GET YOUR FINAL EXPENSE INSURANCE NOW AND MAKE YOUR LIFE EASIER
Final expense insurance is a whole life insurance policy that includes small death benefits. It is easy to get approvals for. This policy is also known as “funeral insurance” or “burial insurance”. It is just a marketing term for a small whole life insurance policy. The beneficiaries of a final expense can use the pay-out for any purpose.
Our organization provides you with simple, quick, and the best type of final expense insurance suitable for you and your family to make your life easier when you are alive and to keep you at peace that your family is not burdened with at least funeral expenses.
HOW DOES FINAL EXPENSE INSURANCE WORK?
The final expense is permanent life insurance that intends to cover your funeral expenses. The death benefits of your final expense insurance is used to pay for final medical bills and other end-of-life expenses, like burial or cremation. This insurance never expires and remains active as long as you pay your premiums on time.
The older and less healthy you are; the more are your death benefits. We also provide provisions for those who do not smoke. There can be a minimum or a maximum age according to your health status in determining which final expense policy is the best for you. Once you sign with us, we assure you that neither your premiums will increase nor will your death benefits decrease.
We provide you with an extremely simple way to ensure you get life insurance that will help your loved ones to pay for at least pay the bills that are directly related to death, bills that they will have a harder time paying without your income, or anything else. We, as an organization aims to provide the best for you and your family and ensure that you get your coverage immediately after you sign the policy papers.
TYPES OF FINAL EXPENSE INSURANCE
Our organization provides you with two different types of final expense, “guaranteed issue life insurance” and “simplified issue life insurance”. They differ in terms of benefit amount, pricing, and the amount of medical information you need to provide us.
1. Guaranteed Issue Life Insurance: It offers you near-consent application approval. However, we may require additional and detailed information about illnesses that may disqualify you but in that case, our organization will provide you with a minimum coverage regardless of the status of your health. They are generally expensive.
2. Simplified Issue Life Insurance: We offer this type of insurance to those who are at moderate risk. You only have to answer a detailed medical questionnaire but you do not require any medical exam. It costs less than guaranteed issue life insurance.
PROS OF FINAL EXPENSE INSURANCE
We have provided you with a list of the pros or advantages of final expense insurance to help make your decision clear.
· They are available to those with poor health.
· The insurance does not require you to go through a medical exam, only a medical questionnaire will suffice.
· Policy premiums do not increase.
· Your beneficiaries can use the death benefit for any purpose they like.
· It is tax-free.